01. Nevada is an "At Will" State
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"At will" means you may be fired at anytime and for any reason the employer chooses. The exception to that rule is employees covered by a collective bargaining agreement, which provides that employees cannot be terminated without "just cause." That language is contained in Articles 11 and 12 of our Labor Agreements. That language is not going to help the person that comes to work drunk or under the influence of drugs, punches a coworker or habitually misses work without good reason. But, that language saves many of our members jobs every year. Ask your new employer to see their employee handbook. Look up "at will employment." Read it carefully. Being union makes a difference.
Have you ever wondered why when buying a house or car the lender inevitably inquires as to whether or not you and your coworkers are represented by a union? It is usually because they know that members of the union can’t be fired "at will," the employer will have to have just cause to terminate you. They know that your future wage increases are guaranteed by a labor agreement, that you will have major medical coverage so there is not a major risk that a medical claim will wipe out your life savings, that you likely have a pension program of some kind. All of those items will reduce the chances that you will not be able to pay off your loan debt. While those items represent a comfort to lenders, they should represent comfort to you and your family also.